As the OBIE seeks to widen the initiative to include ‘open finance’, it is important to consider the dangers and drawbacks.

Digital transformation is helping financial institutions address the challenge of decarbonisation, but transformational technologies bring carbon emissions of their own.

Remote sensing and artificial intelligence, combined with blockchain technology, could help more accurately measure and manage sustainability-related risks.

As the country's central bank plans its central bank digital currency pilot, banks are concerned its introduction could cause funding costs to rise.

The regulatory burden has forced banks to stay local, while tech platforms with global ambitions have flourished. But is this about to change?

Banks need to rethink their positions in the whole customer supply and value chain. 

As banks use data matching, influencers and targeted advertising, what are the legal and commercial practicalities?

As a decentralised ledger, blockchain may operate across cultures. But different cultures have different philosophies as to how things should be regulated.

Banks must handle vast amounts of personal data to comply with regulations, and a high level of trust is needed to protect customers.

Fintech providers are using API-based data exchanges to build products specifically focused on the needs of small businesses.