Latest articles from Comment

Why banks' core systems are creaking under a digital strain

February 2, 2015

If banks are to adapt to the digital age, their first step must be to replace their core systems – which, in many cases, pre-date the internet – but, thus far, there has been a reluctance to do so. 

What is a digital bank?

January 5, 2015

The issue of what constitutes a digital bank is an oft-debated topic of late. And while each digital bank will have its own unique qualities, all should cover five key factors.

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Can Bitcoin replace Swift?

December 1, 2014

Bitcoin has the potential to destroy banking, money and regulation as we know it. 

Trust trumps brand for banks

November 3, 2014

Banks’ brand worth may not be high in the minds of consumers, but their trustworthiness is infinitely more important.

Fintech start-ups: the breeding ground for banking's new rock stars

September 1, 2014

Coding is the new rock 'n' roll, as shown by the likes of Mark Zuckerberg and Jack Dorsey. Now banks are getting in on the act, with the competition to attract the next generation of 'rock stars' hotting up.

The threat to banks is materialising, bit by bit

July 1, 2014

Those looking towards digital behemoths such as Google, Amazon, Facebook and Apple as the companies most likely to shake up the financial world are way off the mark.

Banks can't deal with AML on their own

June 2, 2014

Banks are being charged by governments with preventing financial crime. Given the cost and complexity of this task, the only way they can effectively manage this new role is by utilising new third-party databases and information exchanges.

Banking is no longer black and white... it's red and blue

May 1, 2014

New rules based on the old banking system are at odds with a newly globalised world, in which innovation takes precedent over regulation, and technology and society are the principle axes of change.

Channel hopping is so last century

April 1, 2014

Talk of banking channels is passé and misses the point. Going digital is about connecting everything, not carving it up.

It's a wonderful industry (or, at least, it could be)

March 3, 2014

In the race to be the 'most digital', banks have lost their human touch, and consequently the relationship between customer and bank has broken down. It is, therefore, time to get back to basics.

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