Banks are facing a revolutionary undertow that is dragging them towards a decentralised financial future.
Latest articles from Comment

What does the future regulation of AI mean for banks?
May 27, 2021The European Commission has published draft regulation intended to govern the use of artificial intelligence across the EU.

Fintech is reaching areas banks could never reach
May 10, 2021While the internet has the potential to include everyone in the world, fintech can improve access to finance.

The future of banks will be more about trust than finance
May 6, 2021It’s obvious that banks are the natural home of billions of data points we aggregate throughout our lives.

Ensuring the long-term future of embedded finance
April 29, 2021The Wirecard scandal highlights issues with embedded finance that regulators need to address.

For better or worse, decentralised finance is here to stay
April 22, 2021It's too early to tell if the benefits outweigh the negatives, but research shows growing adoption.

The radical restructuring to be digital
April 15, 2021During the past year, the world has witnessed a sea-change in banks’ approach to both cloud and cryptocurrencies.

Does the regulatory framework support banks’ cloud push?
April 14, 2021Cloud services rely on shared infrastructure, creating tension between banks and service providers.

What does cashless really mean?
April 1, 2021Mass shift to digital financial services during Covid-19 has called into question the longevity of ATMs and branches.

Understanding how quantum tech could upend banking
March 31, 2021Quantum computing offers huge benefits to banks, but users and developers will have to work together.