Latest articles from FX & Payments

HSBC Headquarters

HSBC and Wells Fargo expand blockchain FX settlement service

December 2, 2022

Including the offshore yuan in its blockchain system is just one of HSBC’s latest developments.

Money hourglass

Europe’s SMEs join Atlantic flight to real-time payments

October 25, 2022

Real-time payments look set to take off in the small and medium-sized enterprise market in 2023, according to recent reports in Europe and the US.

Stopwatch and dollars

Fed(up)Now? Instant payments in the US finally on their way

October 14, 2022

The US plans for the introduction of FedNow, its real-time payments solution – but decades after some other countries. What took so long?

Digital euro

Central bankers want to avoid a digital euro becoming a ‘liquidity vampire’

October 10, 2022

A retail digital euro released into a complex financial system could become a ‘liquidity vampire’ if severe stress erupted in the banking system. But if soundly designed it could also bring many benefits.

Card padlock

Pressure up for payments platforms’ anti-fraud systems

October 7, 2022

Financial swindling is increasing at a global level, with certain country exceptions, though new machine-learning technologies are proving key in the fight against fraud.

Crypto salary

Crypto salaries enter the workforce

October 3, 2022

Payment in cryptocurrency is becoming increasingly common, but even with the existence of stablecoins, it is not without its risks.

Australian dollars

Australia to benefit from real-time payments

September 29, 2022

Consumers now have access to real-time payments through the PayTo system, with business access to follow, generating a host of advantages.

Globe currency

Digital currencies inject new possibilities into cross-border payments

September 27, 2022

There are good reasons for most countries to improve cross-border payment efficiencies, though that desire is complicated by technical and legal issues. But new forms of digital money potentially open up some interesting new channels.

Gold bars

Gold payments make a glistening comeback

September 20, 2022

Demand for gold-backed payments is on a sharp upward trend as customers look for stability, with regulators’ attention likely to draw in.

Contactless payments

Forecasts point to a strong increase in digital payments

September 2, 2022

Huge growth in digital payments during the Covid-19 pandemic points to a longer-term trend, with physical payments set to gradually wane.

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