Latest articles from FX & Payments

PSD2: playing with firewalls

February 24, 2014

The European Commission's proposed update to the Payment Services Directive will allow third parties to penetrate banks' security firewalls, which is leaving banks understandably nervous.

FX industry weighs up clearing options

FX industry weighs up clearing options

February 3, 2014

The long awaited analysis of foreign exchange options data has finally put a figure on the size and nature of the clearing challenge. Frances Faulds looks at what the next step might be.

SEPA area migration approaches crunch time

SEPA area migration approaches crunch time

November 1, 2013

With the deadline for the Single Euro Payments Area looming, there is much speculation over who is actually ready to migrate, with many small and medium-sized enterprises lagging behind and businesses of all sizes struggling to implement systems for direct debits.

Market infrastructures seek harmonisation through reinvention

September 2, 2013

A single platform for securities settlement in Europe and the continued growth of e-commerce will soon out-date the market infrastructures as they exist. Frances Faulds looks at how market infrastructures are reinventing themselves and redesigning their services to remain relevant. 

Taiwan makes renminbi mark

Offshore renminbi business gathers pace in Taiwan

May 1, 2013

Taiwan's rising prominence as an offshore renminbi centre reached a milestone earlier this year when the Bank of China opened a clearing bank in Taipei. But with Hong Kong, and to a lesser extent London and Singapore, already working as offshore renminbi hubs, where will Taiwan fit in?

Getting personal

Getting personal: the big business of mobile marketing

May 1, 2013

Personalised and location-based marketing tactics could be a catalyst for higher usage of mobile payments and could, in turn, unlock new business approaches. 

Ahead of the game

Turkey's banks embrace the digital generation

May 1, 2013

In Turkey, banks have stopped talking about alternative delivery channels. They consider all channels – including branches, ATMs and mobile – a core business, and this rise in digital banking is spurring competition and, as a result, innovation.

The future of mobile money

The future of mobile money

May 1, 2013

Mobile money, including banking and payments, is encroaching into the everyday life of the consumer. Monetising the business is still proving difficult, but thanks to the abundance of products available already, tangible business models are slowly emerging.

Sending money home

Sending money home: how will banks cope in a crowded remittances market?

May 1, 2013

The remittances market is too big to ignore, but with more providers entering the market and with banks struggling to respond to new regulations, how can banks stay relevant?

Losing streak: the value of the yen (pictured) has fallen sharply since October 2012, but the worst-performing currency in 2013 is sterling

Currency managers put faith in volatility

April 2, 2013

The foreign exchange markets have been tough of late, amid relentlessly declining volatility and persistently low returns. However, a shift in the economic landscape may give managers a chance to shine in the coming year and take advantage of new relationships with the banking community.

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