Latest articles from Payments

Ripple and Swift: best of frenemies?

September 2, 2019

The battle royal between incumbent infrastructure consortium Swift and challenger Ripple may be cooling after years of heated disagreement.

PSD2 teaser

PSD2: what next?

September 2, 2019

The European payments industry is coming to the end of the Payment Services Directive 2 implementation – or is it? 

Anastasia Nesvetailova teaser

Can Swift weather the sanctions storm?

September 2, 2019

Swift must contend with complex geopolitics, with the US now diverging from its traditional allies. How will it fare amid plans for new international networks? Silvia Pavoni reports

Global payments teaser

Laying the foundation for faster global payments

July 2, 2019

Appetite and expectations for faster payments continue to build among consumer and corporate clients. Yet delivering the service – especially across borders – remains a challenge, writes Christof Hofmann of Deutsche Bank.

David Bannister teaser

Opening up banking through APIs

July 2, 2019

APIs provide an efficient way to enable third-party developers to build applications and services. Heather McKenzie reports.

Amazon Go teaser

Invisible payments move into sight

May 1, 2019

Invisible payments are transforming the physical point of sale into a zero-effort, frictionless affair. The Banker explores why banks should have a strategy for this concept. 

Future of payments teaser

Is cash still relevant?

January 2, 2019

The case for cash is being eroded by innovations in payments and wholly digital business models, yet physical banknotes and coins persist. Is there a future for physical monetary exchange? Joy Macknight investigates.

QR teaser

The power of QR codes

November 20, 2018

The use of QR codes for payments has seen widespread take-up across emerging markets due to the low-tech, low-cost deployment. But will they conquer the developed markets? 

Jesse Lund teaser

Using blockchain to revamp cross-border payments

July 2, 2018

Is blockchain living up to its potential in revolutionising the cross-border payments space? Joy Macknight investigates how far the technology has come.

Wim Raymaekers teaser

Swift gpi chief ticks off the milestones

July 2, 2018

Swift, together with 45 member banks, launched the global payments innovation (gpi) initiative in early 2016, to increase the speed, transparency and predictability of cross-border payments. More than 180 banks have signed up to the service, with over 60 banks now live. As of May 24, 25% of all Swift cross-border payments traffic is now being sent as gpi. Joy Macknight talks to Wim Raymaekers, Swift’s gpi programme director, about the latest developments. 

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