Pressure to cut IT costs and improve efficiency will result in yet another push towards outsourcing and offshoring. Michelle Price speaks with Daniel Marovitz, head of product management and chief operating officer, technology and MIS, global corporate finance, Deutsche Bank, about the bank’s outsourcing strategy.

The European commissioner for the internal market has been at the forefront of the Sepa initiative since taking up office in 2004. Here, he answers the market’s criticisms of the project and discusses how it has been handled at European level.