Central bank digital currencies are still a way off the mainstream, but progress is being made in both developed and emerging economies.

The spectacular fall in the value of crypto assets over the past year and November's collapse of crypto exchange FTX has highlighted the pitfalls of investing in this market. Michael Imeson explores how the risks are being managed by different players in the crypto ecosystem.

Many are expecting to see consolidation in the fintech community as a result of the impending global recession and the easy money of recent years drying up. 

The OCC has announced a new fintech office in response to rising financial digitalisation, creating a fork in the road that leads either to rigid regulation or innovation inspiration.

These oases of regulatory safety are being leveraged by fintechs and challenger banks to trial groundbreaking technologies, and incumbents should join them.

Decentralised finance is one of the most difficult areas of crypto to regulate and could pose systemic risks if it becomes deeply embedded in the traditional financial system, central bankers warned.

As instant payments, cross-border improvements, and open banking and open finance develop around the world, Brazil is steadily growing as a fintech hub and learning lessons from other jurisdictions along the way.

If challenger and traditional banks are in a race to victory, they’re pretty much neck and neck, according to industry specialists.

Lori Beer, global chief information officer at JPMorgan Chase, talks about growing with speed and scale, while encouraging tech talent. 

Research has proven that banks are taking advantage of machine learning at the highest rate of all industries. What new doors does this open?