While 2017 is widely recognised as the year real-time payments took a qualitative leap forward, 2018 is predicted to be one of transformative change, as innovative services built on top of the new rails come to market. Joy Macknight reports.

Managing innovation in a 129-year-old financial institution is not an easy job. Northern Trust’s director of architecture and innovation and chief architect, Len Hardy, talks to Joy Macknight about transforming legacy applications, processes and people. 

'Hi-tech, high touch' is the mantra of many banks looking to revamp and revitalise their branch networks. But after years of increasing digital interaction, declining footfall and extensive branch closures, can banks entice customers back into the branch? Joy Macknight investigates.  

Standard Chartered Bank’s chief information officer for India talks to Joy Macknight about using artificial intelligence and big data to uncover new business opportunities, as well as attracting tech talent in a highly competitive market.  

Retail banking and payments may have stolen the fintech limelight, but they should not overshadow the achievements of investment banks in enhancing their revenue-generating capabilities. Everyone from equity traders to M&A advisers are realising that tech is not confined to the back office, as Danielle Myles reports.

Cryptocurrencies have been making the headlines in recent months as their values soar and crash. But what threat to they pose to national and global financial systems? Stefanie Linhardt talks to central bankers about their response.

Japan's SoftBank Group, fronted by Masayoshi Son, has a dizzying number of investments dotted all around the world. Where this will take the debt-laden company is the topic of much debate. Adrienne Klasa assesses the situation.

DNB’s chief financial officer, Kjerstin Braathen, tells Joy Macknight how Norway’s largest bank is optimising its people, technology and resources to get the most out of its digital transformation.

The UK has taken a giant step into the unknown, launching Open Banking ahead of its European counterparts. While not all the designated banks were ready on time, the initiative lays the groundwork for a range of new propositions for consumers and businesses. Joy Macknight reports.

Seamus Murphy, the chief digital officer at Allied Irish Banks, talks to Joy Macknight about delivering key enabling technologies, tooling and frameworks to speed up the bank’s digital transformation.