Banks are investing huge sums in innovation; but the issue is not one of budgets — it's about ideas and execution.

The core purpose of ATMs is to allow the withdrawal of physical cash on a 24/7 basis. However, much of the globe is moving to cashless forms of payment. Is this the end of the road for ATMs, or will they further evolve?

The preference for a digital-first approach is becoming increasingly widespread among bank customers. Can traditional banks keep up with fintechs?

SCB 10X, the venture investment arm of Siam Commercial Bank, is exploring the developments which could reshape how we do banking. Tai Panich, CEO and chief investment officer of SCB 10X, tells Kimberley Long about her plans. 

As financial services firms find themselves one of the chief targets for cyber attacks, renewed efforts in training and investment are necessary. 

In the world of digitalisation, old trade issues have new consequences. What work is being done, what will a digitised trade finance ecosystem solve and what is needed for benefits to be realised? 

Banks across the world are looking for opportunity in the metaverse, as hype builds around the new technology.

Incorporating digital practices into bond issuance and lifecycle management will bring many benefits, but it is a long and complex journey. However, developments in streamlining workflows and in bond tokenisation bring hope of big changes soon.

Migration to the cloud could be a huge cost-saver for banks, as well as allowing a stronger focus on customers.

Open banking offers opportunities for data-driven business models by allowing customers to share their banking data securely with third parties. The next step is unlocking customer data across the financial sector.