As the financial crisis continues, many banks cutting back on spending are targeting their IT budgets. Despite this, IT teams around the globe are performing admirably under great pressure. The Banker's Innovation In Banking Technology Awards recognises those who have excelled in times of unparalleled adversity.

The financial crisis has forced many banks into mergers, but consolidation throws up its own problems, such as that of integration. Writer Michelle Price.

The European payments landscape is undergoing a period of dramatic transformation as regulatory, infrastructural and commercial pressures force Europe’s payment providers to invest colossal amounts of human and financial resources in new technological and compliance projects.Faced with SEPA, the PSD and UK Faster Payments, the transaction banking business has rarely been busier or more inflamed by competitive pressure.

Cost-cutting will undoubtedly preoccupy IT decision-makers in coming months, but companies must take a long-term strategic view where IT resources are concerned. By Michelle Price.

Four distinct spending patterns are emerging from the turmoil: customer centricity; risk management and compliance; business operational efficiencies; and IT operational efficiencies, writes EMC’s marketing director, Ivan Fernandez.

Many emerging market retail banks have overtaken Western rivals in terms of technological capability. But will this allow them to rival the Western players in their home markets? Writer Michelle Price.

Rabobank’s head of IT risk, Simon Calvert, talks about the bank’s project to revamp its credit risk management capability. Writer Michelle Price.

Industrialist and Infosys chairman N R Narayana Murthy talks about the challenges that confront the Indian IT services sector, and the economy in general.

The world of data distribution was transformed in April 2008 when two of the biggest names in the industry agreed to merge. So what are the implications of the merger on the competitive landscape? Writer Charlie Corbett.