The OCC has announced a new fintech office in response to rising financial digitalisation, creating a fork in the road that leads either to rigid regulation or innovation inspiration.
Americas
Latest articles from Americas

Cover story: Latam – waiting for the next commodities boom
November 1, 2022Latin America is poised to benefit from the green transition as demand for its mineral resources will increase. However, it also needs to face domestic and global challenges to fully benefit from the next commodities boom.

Chile’s economic minister bets on foreign investment
October 31, 2022The Banker meets Nicolás Grau, Chile’s economy, development and tourism minister, in London. Mr Grau is on a European tour which attempts to attract investment to the country.

Fostering fintech the Brazilian way
October 27, 2022As instant payments, cross-border improvements, and open banking and open finance develop around the world, Brazil is steadily growing as a fintech hub and learning lessons from other jurisdictions along the way.

Fed(up)Now? Instant payments in the US finally on their way
October 14, 2022The US plans for the introduction of FedNow, its real-time payments solution – but decades after some other countries. What took so long?

The runaway success of PIX in Brazil
October 12, 2022The Brazilian instant payment method, launched almost two years ago, was quickly adopted for a number of reasons. What next for the payments system?

US regulators weigh up regional bank buffer rules
October 6, 2022Rapid regional bank growth is leading some players into “too big to fail” territory, guiding regulators to consider new debt requirements.

Spotlight falls on development banks’ climate role
September 30, 2022The World Bank chief’s awkward stance on global warming has accelerated calls for multinational development banks to get an overhaul.

Navigating the regulatory web of Russia sanctions
September 29, 2022The US, EU and UK have imposed an increasingly complex regime of sanctions on Russia as the war in Ukraine has evolved.

Dr Hyginus ‘Gene’ Leon: Securing financing for developing countries to achieve SDGs
September 29, 2022The president of the Caribbean Development Bank discusses the need for access to adequate affordable financing if small island developing states are to achieve the Sustainable Development Goals by 2030.