The Fed’s Basel III endgame could increase banks’ capital for trading by 60%. 

Hopes for the launch of real-time payments system, FedNow, in the US are high; however, expectations are more cautious. 

Can US regional banks put their problems behind them now that First Republic has been bought by JPMorgan Chase?

Fintech’s age of adolescence has arrived. The adult world of JPMorgan beckons. Recent US banking failures have more to do with start-up growing pains than the traditional banking industry.

While the collapse of SVB might have been predictable, what was surprising was the US regulators’ response and the precedent it sets.

Is the ‘one off’ First Republic rescue enough to quell fears in the US banking system? 

The past year saw a wave of consolidation in the US banking sector, with many regional players expanding their footprint through acquisitions and leaping up the ranking as a result. 

Boosting interoperability and speed while cutting risk, wholesale CBDCs would be a boon for cross-border settlements but are still very much in the experimental phase, making co-operation between central banks vital for success.

The OCC has announced a new fintech office in response to rising financial digitalisation, creating a fork in the road that leads either to rigid regulation or innovation inspiration.