US - World -

Latest articles from US

Community spirit keeps small US banks afloat

July 1, 2014

New regulatory pressures and slow economic growth have been taking their toll on the US's small regional lenders, leading to worries that many of them will be squeezed out of the market. But results from the first quarter of 2014 show that these smaller players are actually performing better than the country's larger lenders. 

Fannie Mae and Freddie Mac: here to stay

Fannie Mae and Freddie Mac: here to stay?

June 2, 2014

Since their federal takeover in 2008, the fate of US mortgage underwriters Fannie Mae and Freddie Mac has hung in the balance. Politicians have jostled back and forth on the issue of winding them down, but without any workable and politically agreeable way to fill the void they would leave in the US housing market, it seems that the two institutions may be here to stay.

John Moore

An established team helps Morgan Stanley hunt for new opportunities

June 2, 2014

John Moore, the head of Morgan Stanley’s Americas equity capital markets business, explains why identifying innovators is a key part of the job

Size matters in assessing systemic risk

May 27, 2014

​For years the conventional thinking was that economies where banking assets fell below the level of GDP were emerging whereas economies with banking assets two or three times the size of GDP were acknowledged as advanced. That was before the crisis.

A comparative look at the China banking boom

May 22, 2014
US and China pre-tax profits

Chinese bank assets are now larger than those in the US. A comparison of the two countries over time may give clues to the sector’s sustainability in China.

The future of FX regulation

The future of FX regulation

May 1, 2014

With the foreign exchange market reeling from global investigations into the possible manipulation of trading, Frances Faulds looks at the impact more onerous regulation might have on the market.

A fine frenzy

A fine frenzy! How banks are paying the price for the subprime crisis

March 3, 2014

Over the past two years banks have been hit by a huge wave of litigation relating to residential mortgages, interbank rates, consumer insurance and money laundering. Though lenders have largely managed to absorb the costs fairly easily, it seems that the regulators are not quite finished when it comes to dishing out fines.

Time to clarify fines

February 24, 2014

Another day, another huge fine for banks. But is it justified? 

US banks closing the GAAP

January 24, 2014
US banks closing the GAAP

The Basel Committee has decided that banks can net certain transactions when calculating the leverage ratio. This will bring the regulatory requirement closer to US rather than to European accounting standards.

Jim O’Neill

Is more moderate growth in China good for everyone?

January 2, 2014

The days of double-digit growth in China may be over, but the rest of the world has little reason to fear, says Jim O’Neill.

Top 1000 World Banks 2019

Join our community

Global Risk Regulator

The Banker on Twitter