Over the past two years, Wall Street's financial leaders have had their fair share of late nights and migraines as they adapt to the post-crisis world. Perhaps few have been more challenged, however, than the chairwoman of the Federal Deposit Insurance Corporation (FDIC) Sheila Bair, who wields the clean-up broom for much of the US banking industry.
Known for her tough-minded independence - she was awarded the Kennedy Library Foundation Award for political bravery in 2009 - she has sparred openly with bankers, politicians and other regulators in her dogged determination to bring a more grass-roots style of banking back to risk-addicted Wall Street.