Latest articles from India

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State of play: India’s banks in 2021

July 12, 2021

As they come through the pandemic, India’s large public sector banks are completing mergers with smaller banks, while both public and private sector banks are expanding their digital offerings.

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Digitisation helps Indian banks to survive pandemic stresses

June 23, 2021

India’s banks have continued to evolve during the Covid-19 crisis, leading to hopes of a quick bounceback. 

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Can India’s economy withstand the Covid-19 surge?

May 4, 2021

As India grapples with a brutal second wave of Covid-19, its economy is holding up. 

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Rocky road ahead for Reserve Bank of India’s reform effort

March 25, 2021

One of the Indian central bank’s priorities should be to ensure private and public banks operate on a level playing field.

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The advantages of lending to India’s underbanked population

March 18, 2021

The latest data on India’s banking sector challenges the view that loans to disadvantaged sections of society are more risky.

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Account aggregators: a game-changer for financial inclusion in India?

March 11, 2021

An open banking-type initiative could drive wider access to financial services across the country.

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Can a ‘bad bank’ solve India’s banking woes?

March 4, 2021

The government’s plan to address crippling rates of non-performing loans in the sector follows a raft of reforms over past half decade.


Deploying digital solutions at scale

March 1, 2021

Infosys chairman Nandan Nilekani on Aadhaar, India’s biometric identity scheme, which has issued more than a billion digital identities.

Nirmala Sitharaman

India plans ‘bad bank’ to tidy up struggling banking sector

February 10, 2021

The country’s banks entered the pandemic in poor shape, and the central bank has warned the NPL ratio could exceed 13% this year.

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Fintech drives Indian financial services investment

January 26, 2021

A huge unbanked population and high mobile penetration offers vast opportunities in fintech.

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