Latest articles from India

Financial inclusion mission targets India's unbanked

October 1, 2014

The Indian government is looking to break the cycle of poverty in the country's rural and urban areas by ensuring every household has a bank account. Rekha Gupta Menon reports on how banks are working to bring the Indian unbanked into the formal banking network.

India reshaped

Can new hands reshape India's banking sector?

July 1, 2014

Critics have long argued that the obstacles preventing further growth in the Indian banking sector – particularly among its state-owned institutions – can be eliminated by a couple of deft policy changes. The question is, will the country's new government bring about the financial sector reforms that are so badly needed?

Bandhan

State of play: India's banks in 2014

July 1, 2014

Two new players have been admitted into the Indian banking sector in 2014, but declining profitability among the country's existing lenders in the past 12 months does not appear to be inspiring much confidence in the industry. The Banker talks to chief executives at both established and new institutions, and discusses past performance and future plans.

India's new prime minister faces banking test

May 27, 2014

There is a lot of hope pinned on India's newly elected prime minister Narendra Modi. But, with so many economic – not to mention social and political – problems to be tackled, can he live up to expectations?

Sorry times for emerging market currencies

May 1, 2014

Emerging market currencies benefited handsomely from the US central bank’s huge quantitative easing programme. With that now being unwound and with China slowing, emerging currencies are now in retreat. Those from economies with weak fundamentals are especially vulnerable. 

Where is India's political all-rounder?

April 11, 2014

In choosing their next leader, Indians are essentially having to choose between economic and political stability, with neither of the two major candidates likely to satisfy on both scores. 

Numbers game: with just 2% of Indians owning a credit card and 13% owning a debit card, there is enormous potential for growth in the country’s banking sector

India's banks reach out to rural areas

July 1, 2013

India may be one of the most populous countries on earth, but a small proportion of its population has access to a bank branch. As the case for financial inclusion grows, lenders are clamouring to take advantage of what has been described as 'the largest banking opportunity in the world'.

A numbered solution to financial inclusion

Will India's Aadhaar scheme solve unbanked problem?

July 1, 2013

A new system for identifying each citizen in India is opening the door to social and financial inclusion for the huge section of the community without identification documents.

The state of play Indias banks in 2013

The state of play: India's banks in 2013

July 1, 2013

India's banks remained relatively profitable in 2012, and the outlook for this year is equally positive thanks to a government initiative that is helping lenders to tap the country's large unbanked population. The Banker talks to the senior executives of 10 of India's biggest banks to discuss the industry's past successes and future developments.

Mobile banking gaining traction in India

Mobile banking gaining traction in India

April 2, 2013

With a significant unbanked population and the world's second largest number of mobile connections, India is a prime market for mobile banking. But, unlike other mobile banking markets, it is adopting a bank-led rather than telecommunications-led approach, with the largest institutions already rolling out services and the country's regulator keen to use it as a tool to improve financial inclusion.

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