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Ukraine’s mortgage market opportunity

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Residential mortgage finance, like all forms of consumer lending in Ukraine, is a developing market, for a variety of reasons.

Under Soviet rule, few urban residents owned their homes, so there was little call for a mortgage market. Since 1993, the Ukrainian government has progressively privatised the residential sector and occupants of existing residences have been able to obtain title under the privatisation programme. Now about 85% of Ukrainian residences are privately owned.

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