With AML compliance at the top of the FCA’s enforcement agenda for this year, we highlight important focus points for banks and other regulated firms operating in the UK.

In the race for ‘turbocharged’ economic growth, is the UK putting its reputation for gold-plated financial services rules, which kept risky behaviours in check, on the line? 

Financial services have undergone a deep transformation in the last few years, one such change being the rise of banking-as-a-service – or BaaS – which was particularly prominent in Europe in 2022.

The gilt market spiral in September, which created a material risk to UK financial stability, has brought defined benefit pension schemes under greater regulatory scrutiny. 

Prioritising customer support, more face-to-face interactions and sustainable practices are among the key 2023 predictions for the retail banking industry in Europe.

The Central Bank of Iceland governor talks about its new financial stability powers and its policies to prevent too much leverage.

While some trade headwinds are expected to hit Iceland in 2023, the country is focused on the fourth pillar of its economy: innovation.

The restructuring of Iceland’s banking sector following its spectacular implosion has meant that the industry is in a much stronger position today than it was back in 2008. 

As we come to the end of this year, our editors look back on their own coverage for The Banker in 2022: Here are our ‘best bits’. 

A culture of late payments by bigger companies is leaving small businesses struggling to get by.