Global head of channels and distribution in transaction services at Royal Bank of Scotland’s international banking unit, Ken Deveaux, talks about the bank’s efforts to consolidate its channels and build an integrated systems architecture. 

UK utilities operator National Grid made a highly successful debut in the hybrid market to finance large investment needs without jeopardising its credit ratings.

Personalised and location-based marketing tactics could be a catalyst for higher usage of mobile payments and could, in turn, unlock new business approaches. 

In difficult market conditions with a heavy existing debt burden, Annington Homes was still able to issue the largest ever debut high-yield bond in the UK.

As bank debt becomes harder to source and borrowers turn to new bond market structures, independent advisory banks such as Rothschild are seeing their role increase – or perhaps return to historical levels – as was shown in its role refinancing the debt for a UK port owner.

Banks that operate across borders must tackle differences between jurisdictions in a context where most regulators are intensifying the scrutiny of both balance sheet and strategy.