Latest articles from Bill Lumley

Nationwide Building Society logo on a smartphone screen.

Shift to the cloud accelerates with Nationwide modernisation

March 20, 2023

Robust cloud-based payments systems are seen as a crucial way for incumbent banks to compete more effectively with fintech start-ups.

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BofA innovation culture drives patent applications

March 2, 2023

A start-up mindset and patents fuel a culture of innovation at Bank of America – a working environment that will become ever more important for banks as CBDCs gain prominence.

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Digital currency network developer invites banks to participate in tests

February 22, 2023

Unveiled at Davos, UDPN, a global messaging network supporting digital currency systems, has already been tested by several leading banks.  

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Financial services alliance offers BNPL to multinational global retailers

January 26, 2023

Allianz Trade, Santander CIB and B2B e-commerce platform Two have expanded their buy now, pay later service to enable payments for large retailers.

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Hope for fintech start-ups hampered by payment charges

December 20, 2022

An investigation into allegedly unfair interchange fees charged by the two main card providers in the UK has been launched with a focus on driving down costs that are stifling the innovation of fintech start-ups.

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Banks work toward gender parity with Code First Girls

December 19, 2022

UK banks sign up to female tech talent initiative Code First Girls.

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Cyber attacks against banks reach record levels

December 19, 2022

Cyber attacks against banks are at record levels globally and rising sharply, according to several recent reports.

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DTCC report lays out CBDC challenges

December 16, 2022

The corporation worked with the Digital Dollar Project and Accenture on the wide-ranging white paper.

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Bank pilot shows interoperability between blockchains

December 14, 2022

Coupling blockchain systems is a breakthrough that will bring with it improved efficiency and ease of use, but for now it is a benefit for bank treasuries alone.

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The untapped segment in Middle Eastern banking

December 8, 2022

A report reveals the great opportunity for newcomers to address the unmet needs of the region’s unbanked, amid expectations for massive expansion of the fintech sector in the coming years.

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