Open banking technology shows great promise but is being underutilised, especially when it comes to sharing data within banks themselves. 

Boosting interoperability and speed while cutting risk, wholesale CBDCs would be a boon for cross-border settlements but are still very much in the experimental phase, making co-operation between central banks vital for success.

Central bank digital currencies are still a way off the mainstream, but progress is being made in both developed and emerging economies.

The OCC has announced a new fintech office in response to rising financial digitalisation, creating a fork in the road that leads either to rigid regulation or innovation inspiration.

The European Commission has suggested a new regulation requiring banks and payment services providers to offer instant payments across the EU.

These oases of regulatory safety are being leveraged by fintechs and challenger banks to trial groundbreaking technologies, and incumbents should join them.

If challenger and traditional banks are in a race to victory, they’re pretty much neck and neck, according to industry specialists.

Real-time payments look set to take off in the small and medium-sized enterprise market in 2023, according to recent reports in Europe and the US.

Research has proven that banks are taking advantage of machine learning at the highest rate of all industries. What new doors does this open?

With challenger banks experiencing strong customer growth, can incumbents keep up in the new age of banking?