Latest articles from Bill Lumley

Credit card passport

Newcomers to the UK may transport their credit score

October 26, 2023

A system enabling newcomers to port their credit scores to the UK is given a provisional industry welcome. 

Ganesh Viswanath Natraj

Iosco DeFi regulation proposals would result in ‘limited’ fraud reduction

October 11, 2023

The assistant professor of finance at the Gillmore Centre for Financial Technology at Warwick Business School shares his views on DeFi.

Canada bank notes

BofA enables digital payment flows for Canadian commercial customers

September 8, 2023

Celebrating 75 years in Canada, Bank of America launches its Request for Pay feature in the country.

Chris Yancey

TD Bank finds Gen Z engaged with their financial future

September 7, 2023

Chris Yancey, head of integrated sales and advice for consumer distribution at TD Bank, speaks about the trends the bank is seeing when it comes to seeking out advice and guidance. 

A digital brain and circuitry

The answer to generative AI’s success in financial services

August 4, 2023

Banks are increasingly dependent on a technology that has some way to go to prove itself as dependable within financial services.

Digital cloud and inset

Cloud native software gives Texas Capital Bank a digital onboarding edge

July 27, 2023

An in-house, legacy-free system developed by a US bank lets clients open accounts in days rather than weeks.

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People queueing at a row of ATMs

UK Consumer Duty to change the face of finance

July 13, 2023

Challenger banks are predicted to outflank traditional banks when the rules come into force at the end of the month.

Karin Flinspach

Standard Chartered launches B2B marketplace for SMEs

June 30, 2023

The bank looks to take advantage of an anticipated uptick in the B2B space.

A representation of a brain composed of gears and cogs

Generative AI could save banks billions

June 29, 2023

A McKinsey reports spells out the next steps for banks wanting to get the most value from AI.

Combination lock on a credit card

Banks must raise their game in the fight against fraud

June 19, 2023

Banks are finding it difficult to keep pace with the fraudsters.

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