Dr Herbert Stepic, CEO of Raiffeisen Bank International, says upcoming legislation could give competitors the upper hand and force the bank out of the EU.

Japanese banks have put themselves on a more solid footing, shown in particular by the performance of Mitsubishi UFJ, but the sluggish economy means their achievements have yet to reach spectacular levels. Writer Brian Caplen

The sharp fall in Gulf property markets has dampened confidence in a market that many expected to be relatively immune to the global financial crisis. But sharia-compliant assets are still growing, and perhaps tougher times will encourage a more sophisticated industry.

Buoyed by the recent stress test results, Europe's banks are maintaining the effort to deleverage, but are hampered by slow growth and volatile capital markets. Writer Brian Caplen

As the global crisis weakened other major economies, China's huge lending spree sent its growth soaring, but it must hope that in having made credit so loosely available it has not inadvertently planted the seeds of a future home-grown crisis. Writer Brian Caplen

Ongoing financial reform will not be held back by Thailand's political troubles, say Thailand's bankers. Neither portfolio nor direct investment inflows have been impacted, and the country's government is pressing on with two masterplans for the financial sector and capital markets. Writer Brian Caplen