The next crisis will have different causes from the last one. Banks need to look beyond stress tests in their risk management, writes Brian Caplen.
Latest articles from Brian Caplen
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Will self-driving accounts crash and burn?
March 5, 2019Artificial intelligence opens up huge possibilities for banks but also asks some difficult questions, writes Brian Caplen.
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Who wants to work in a bank?
February 26, 2019Attracting talent in the wake of the financial crisis is proving a challenge. But there are innovative ideas around, as Brian Caplen discovers.
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Will fintechs stay the course?
February 19, 2019Fintechs are making waves and revenues but turning a profit may take longer, even as much as 10 years. Many, writes Brian Caplen, will disappear altogether.
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China’s slowdown: don’t blame Trump
February 12, 2019A massive contraction in shadow banking is the reason for slower growth in China, not the developing trade war with the US. Regulators everywhere should take note, writes Brian Caplen.
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Worry when bank returns rise
February 5, 2019Are concerns about low return on equity based on a false assumption about the cost of capital? Adjust that and the picture improves dramatically, writes Brian Caplen.
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Do you read customer complaints?
January 29, 2019A danger for CEOs of major banks is that they focus too much on the macro at the expense of the micro, writes Brian Caplen. Reading customer complaints would help them get a more balanced view.
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Are regulators on top of shadow banks?
January 22, 2019Where shadow banking is driving credit creation, regulators are liable to find their efforts to calm things down meeting with political resistance. India and China are both in focus, writes Brian Caplen.
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Brexit damage is done
January 15, 2019Jobs and assets that move out of the UK due to Brexit are not coming back. But banks can learn management lessons from the prime minister’s mistakes, writes Brian Caplen.
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Banks to strike back in 2019
January 8, 2019Markets are choppy and the economic outlook is grim but 2019 could be a year of banking renaissance, writes Brian Caplen.