Latest articles from Chris Skinner

Legacy vendors are more of an issue than legacy systems

September 3, 2018

Tech firms are among the worst offenders for archaic, paper-based payment systems.

The data dilemma in a decentralised internet

July 4, 2018

Scandals over personal information leaks mean the day is coming where we will pay someone to store our data securely, rather than trust current internet giants to do it for free, says Chris Skinner.

Nibbling around the edges of Open Banking

June 1, 2018

Despite buzzwords around Open Banking such as partnership and co-creation, fintechs and challengers are sceptical that big banks are seriously contemplating changing the status quo, writes Chris Skinner.

Banks must get on board with technology

May 1, 2018

Technology has become an essential component of banks and one that needs rigorous oversight. So why, asks Chris Skinner, are there so few tech experts on bank boards? 

The innovator’s view of Open Banking

April 3, 2018

Banks were underprepared for Open Banking, but, asks Chris Skinner, will this bring fresh opportunities for fintechs?

Is fintech about to make a quantum jump?

March 1, 2018

Just when you got the hang of blockchain, along comes quantum computing to shake things up again. But it is not time to panic yet, says Chris Skinner.

Why Bitcoin won't bite the dust

January 29, 2018

Ignore the naysayers: cryptocurrencies are more than just a passing fancy, says Chris Skinner.

When innovation and compliance clash

January 2, 2018

The tough regulation of banks is essential to maintain trust in the sector and is one element fintech firms could find weighs on their innovation as they get more established and are required to comply, says Chris Skinner.

Mobile wallets: a very relevant threat to the banking establishment

December 1, 2017

Contrary to popular belief, banks are capable of adapting to change. They need to recognise that the mobile wallet requires a savvy response, writes Chris Skinner.

Why distributed ledgers aren’t working (yet)

October 30, 2017

Distributed ledger technology is still confusing people, largely because it is still at an early phase. Once it matures and regulators agree on standards, the benefits will become clearer – but it will take time, says Chris Skinner.

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