Latest articles from Chris Skinner

Destroy the bank before the bank destroys you

February 1, 2013

Businesses that fail to innovate will get swallowed by the ones that do and banks that ignore customer demand for online offerings do so at their own peril. 

Is banking on the right track or about to go off the rails?

January 2, 2013

The traditional banking structure is an invitation to change, says Chris Skinner, as the world awaits the game-changing initiatives that will see us all transacting differently 10 years from now.

Banks ignore big data at their peril

December 3, 2012

Big data has the potential to revolutionise banks’ understanding of their customer base, allowing them to target individual business needs. But are banks ready for this new internet age? 

Standing still to go backwards

November 1, 2012

The fact that many financial firms still have not embraced straight-through processing shows just how difficult it is to overhaul processes and how few CIOs are willing to step up to the challenge.

Facebook and banking... friends at last?

September 3, 2012

Is Facebook banking finally here? Commonwealth Bank of Australia and India's ICICI Bank seem to think so, and the social media site's decision to drop its credit system shows it is moving in the right direction.

Fidor: today's example of tomorrow's bank?

August 1, 2012

Is Fidor Bank's online offering the most innovative bank concept yet?

Social finance needs to be trending topic for banks

July 2, 2012

Banks are embracing the online community, but do they really understand social finance?

The case for the defence: the protracted process to prevent cyber crime

June 1, 2012

Given that the number of digital attacks is increasing every year, banks' virtual defences are surprisingly low-tech.

Shaping tomorrow: why innovation means breaking the rules

May 1, 2012

Innovation starts by redefining the competitive battleground, as has been demonstrated so impressively by Apple. But are banks up to the challenge? 

Banking in the 21st century

Banking in the 21st century: New? No. Improved? Yes

April 2, 2012

In banking's brave new world, nothing is really new. However, it is better.

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