Latest articles from Chris Skinner

Why 'real time' will become a reality in 2019

January 2, 2019

The ongoing collaboration between banks and fintechs presents an opportunity for financial institutions to rethink and update their offerings in 2019, by bringing them into real time – as innovators in the southern hemisphere are already doing, says Chris Skinner.

China mobile payment

The early-mover disadvantage

December 3, 2018

Developed countries that were early innovators are now finding it hard to disentangle from their (now established) innovations, and are being left standing by developing regions. By Chris Skinner.

Run the bank. Change the bank

November 1, 2018

The new bank era has arrived – and entails learning to code, creating digital structures and closing branches. 

Open banking has arrived whether you like it or not

October 1, 2018

There is now global momentum behind open banking, so it is time to sell customers on the benefits of data-sharing, writes Chris Skinner.

Legacy vendors are more of an issue than legacy systems

September 3, 2018

Tech firms are among the worst offenders for archaic, paper-based payment systems.

The data dilemma in a decentralised internet

July 4, 2018

Scandals over personal information leaks mean the day is coming where we will pay someone to store our data securely, rather than trust current internet giants to do it for free, says Chris Skinner.

Nibbling around the edges of Open Banking

June 1, 2018

Despite buzzwords around Open Banking such as partnership and co-creation, fintechs and challengers are sceptical that big banks are seriously contemplating changing the status quo, writes Chris Skinner.

Banks must get on board with technology

May 1, 2018

Technology has become an essential component of banks and one that needs rigorous oversight. So why, asks Chris Skinner, are there so few tech experts on bank boards? 

The innovator’s view of Open Banking

April 3, 2018

Banks were underprepared for Open Banking, but, asks Chris Skinner, will this bring fresh opportunities for fintechs?

Is fintech about to make a quantum jump?

March 1, 2018

Just when you got the hang of blockchain, along comes quantum computing to shake things up again. But it is not time to panic yet, says Chris Skinner.

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