Latest articles from Heather McKenzie

Contactless payments

Forecasts point to a strong increase in digital payments

September 2, 2022

Huge growth in digital payments during the Covid-19 pandemic points to a longer-term trend, with physical payments set to gradually wane.

Payment fraud card

A rising fraud afflicting P2P payments

August 22, 2022

Authorised push payment fraud, which can be difficult even to identify, needs to be tackled head on by banks and the wider finance industry.

Cross-border payments

Swift fights to keep up in a changing world

August 8, 2022

New contenders are challenging the dominance of Swift in the cross-border payments space, compelling it to improve on its flaws.

Cash management & tech

Cash management complexity brings banks and fintechs together

August 3, 2022

Using technology, banks and fintechs vitally must co-operate to ensure accurate cash-flow forecasts.

QR

South-east Asian central bank payment system linkages require more heavy lifting

July 28, 2022

Five regional central banks have announced plans to enable QR code-based cross-border payments. Furthermore, they want to link such a network to other regional payments platforms and eventually to central bank digital currencies. 

puzzle teaser

CPMI report stops short of real-time interlinking payments framework

July 25, 2022

While the CPMI provides a review of current interlinking arrangements, being a bit more prescriptive may help the industry in its quest to connect faster payment systems internationally. Heather McKenzie reports.

BNPL teaser

Buy now, pay later market attracts regulatory scrutiny

July 14, 2022

Is the increased regulatory activity around buy now, pay later good news or bad for the financial services industry? Heather McKenzie reports. 

digital fraud

Cross-sector action on fraud needed, says UK industry body

July 8, 2022

The cost of electronic fraud topped £1bn in 2021 for the UK alone. What more can be done to stem the tide? 

thermo

Understanding climate-related financial risks

June 28, 2021

With climate change emerging as the world’s top geopolitical risk, banks are scrambling to measure and manage their exposures to the new ‘green swan’ risks.

cloud

Cloud paves way for digital transformation

June 28, 2021

Banks are becoming comfortable with putting more of their operations on the cloud, leveraging its computing power and agility to provide new insights and value. 

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