The chairman of the World Savings and Retail Banking Institute shares his views on the role its members are playing in promoting sustainable and inclusive finance, as well as the economic and social well-being of their communities.
Latest articles from Joy Macknight

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Addressing gender diversity one CEO at a time
September 27, 2022Gender representation at senior executive and board level remains a challenge for the European banking industry, especially in the CEO role. On the plus side, Silicon Valley Bank UK’s Erin Platts has recently joined the exclusive club of female bank CEOs.
Hungary’s banks braced for strong headwinds
September 20, 2022The operating environment for banks in Hungary looks set to worsen over the coming months. But its largest lenders are well fortified.

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Should bankers’ bonus cap be removed?
September 20, 2022The debate over lifting the ceiling for bankers’ bonuses has reignited in the UK, as the new chancellor raises the possibility once again.
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More effort needed to reach 1.5°C climate target
September 13, 2022Ahead of the next COP27 meeting in November, research has found that no G7 country has a corporate sector likely to decarbonise fast enough to meet the Paris Agreement’s goal.
Malaysia’s top banks maintain robust profits
September 13, 2022CIMB Group was the only banking group in Malaysia to see a plunge in profits in 2020, but has rebounded nicely in its most recent annual report.

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Get your (comfortable) Sibos shoes on
September 6, 2022The annual transaction banking jamboree is back in person, with around 8000 bankers, fintechs, big techs and payment providers, among others, expected to descend on Amsterdam in early October.
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Standardised connectivity enables seamless data flow
August 30, 2022Santander CIB is exploring how a common data format for corporate-to-bank connectivity can be leveraged to create “invisible” corporate banking solutions, as well as value-added services in the sustainability space.
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Speed of execution is key for M&A success
August 23, 2022Despite the perceived upsides, a large merger or acquisition project is not for the faint-hearted. There are many hurdles to overcome, not least IT integration and cultural alignment.
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Taking a global approach to sourcing talent
August 16, 2022Attracting tech talent is a challenge for many banks, pushing many to come up with inventive ways to engage the next generation of programmers and developers.