Most of the financial industry’s value creation is being driven by new players, yet rising interest rates may provide the boost incumbents need to fight back.
Latest articles from Joy Macknight

The Banker's Top 30 Caribbean Banks 2022
June 1, 2022As Caribbean economies recover from the worst effects of the global pandemic, the region’s banking sector has delivered strong growth in key metrics.
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How can digital be deployed for social good?
May 31, 2022There is great expectation that digital financial services is the panacea for financial inclusion, customer wellbeing and even sustainability. But digital on its own does not ensure a better outcome for society.
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Emerging technology: hot utility or just hype?
May 24, 2022Forrester’s recent report assesses levels of adoption of emerging technologies in banks, including AI, 5G and quantum computing.

MAS builds up its crypto capabilities
May 23, 2022Singapore’s central bank governor provides insight into its regulatory approach to the crypto sector, which aims to mitigate risks while leaving the door open for opportunities to co-create solutions with the industry.
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A two-pronged approach to frictionless international payments
May 17, 2022Taking the pain and cost out of cross-border payments could be as easy as extending RTGS operating hours and opening up access to a wider variety of players. However, nothing is ever simple in payments.
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Expanding the dialogue between generations
May 10, 2022The 51st St Gallen Symposium brought together more than 900 participants to debate how to address the planetary emergencies the world faces today, as well as launch a New Generational Contract together with the Club of Rome.
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Gender balance: more effort needed
May 3, 2022The OMFIF’s Gender Balance Index 2022 shows that the financial services industry still has a long way to go to reach parity.
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FCA fires warning shot across neobanks’ bows
April 26, 2022The UK watchdog has called on challengers to beef up their financial crime systems in light of changing business models and rising customer numbers.