Latest articles from Rekha Gupta Menon

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State of play: India’s banks in 2021

July 12, 2021

As they come through the pandemic, India’s large public sector banks are completing mergers with smaller banks, while both public and private sector banks are expanding their digital offerings.

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Digitisation helps Indian banks to survive pandemic stresses

June 23, 2021

India’s banks have continued to evolve during the Covid-19 crisis, leading to hopes of a quick bounceback. 

SBI teaser

Indian banks weather the pandemic storm

July 3, 2020

Indian banks are grappling with non-performing assets and a move towards mergers.

Bank of India teaser

State of play: India's banks in 2020

July 3, 2020

How are India’s public and private sector banks responding to the current challenges? 

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The state of play: India's banks in 2019

July 1, 2019

India’s banks have battled through a fraught period of non-performing loans, and are starting to bounce back. Rekha Gupta Menon looks at how they have tidied up their balance sheets and increased Tier 1 Capital. 

IDBI Bank teaser

The state of play: India’s banks in 2017

July 3, 2017

In the past two years, recognising and resolving non-performing assets has become a central issue in the Indian banking sector, as the Reserve Bank of India pushed domestic lenders to unveil the full extent of their bad loans. Rekha Gupta Menon explores the impact this has had on the country's banks.

Arun Tiwari teaser

India public sector banks face privatisation dilemma

July 1, 2016

India's public sector banks are suffering from high non-performing assets and poor capitalisation. The government is considering privatisation as a way to revamp these lenders – starting with IDBI Bank – but is this the right solution? Rekha Gupta Menon investigates.

India Post teaser

Will India Post bring a breakthrough in financial inclusion?

July 1, 2016

With a newly acquired banking licence and a vast national network, India Post has huge potential to boost financial inclusion in the country. However, as industry experts point out, much will rest on it getting the fundamentals – the technology, management and expertise – in place. Rekha Gupta Menon reports.

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The state of play: India’s banks in 2016

July 1, 2016

In the past 12 months, Indian banks have finally uncovered the full extent of their stressed assets. And for the first time, the Reserve Bank of India has given local lenders a framework to identify and deal with loans of concern. Rekha Gupta Menon explores how these stressed assets have hit Indian banks' profitability, and which lenders have performed better than others and why. 

Forces at play to reshape Indian banking sector

Forces at play to reshape Indian banking sector

July 1, 2015

With state funding on the decline, and new technologies and more stringent regulation both increasing, the Indian banking sector is undergoing a significant period of change. New players are entering the market, making it even more difficult for the state-owned banks, which are already struggling with deteriorating asset quality and incoming capital adequacy targets.

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