The Banker -

Latest articles from Rekha Gupta Menon

Baroda teaser

The state of play: India's banks in 2019

July 1, 2019

India’s banks have battled through a fraught period of non-performing loans, and are starting to bounce back. Rekha Gupta Menon looks at how they have tidied up their balance sheets and increased Tier 1 Capital. 

IDBI Bank teaser

The state of play: India’s banks in 2017

July 3, 2017

In the past two years, recognising and resolving non-performing assets has become a central issue in the Indian banking sector, as the Reserve Bank of India pushed domestic lenders to unveil the full extent of their bad loans. Rekha Gupta Menon explores the impact this has had on the country's banks.

Arun Tiwari teaser

India public sector banks face privatisation dilemma

July 1, 2016

India's public sector banks are suffering from high non-performing assets and poor capitalisation. The government is considering privatisation as a way to revamp these lenders – starting with IDBI Bank – but is this the right solution? Rekha Gupta Menon investigates.

India Post teaser

Will India Post bring a breakthrough in financial inclusion?

July 1, 2016

With a newly acquired banking licence and a vast national network, India Post has huge potential to boost financial inclusion in the country. However, as industry experts point out, much will rest on it getting the fundamentals – the technology, management and expertise – in place. Rekha Gupta Menon reports.

ICICI teaser

The state of play: India’s banks in 2016

July 1, 2016

In the past 12 months, Indian banks have finally uncovered the full extent of their stressed assets. And for the first time, the Reserve Bank of India has given local lenders a framework to identify and deal with loans of concern. Rekha Gupta Menon explores how these stressed assets have hit Indian banks' profitability, and which lenders have performed better than others and why. 

Forces at play to reshape Indian banking sector

Forces at play to reshape Indian banking sector

July 1, 2015

With state funding on the decline, and new technologies and more stringent regulation both increasing, the Indian banking sector is undergoing a significant period of change. New players are entering the market, making it even more difficult for the state-owned banks, which are already struggling with deteriorating asset quality and incoming capital adequacy targets.

Indian banks in 2015

The state of play: India’s banks in 2015

July 1, 2015

The Indian government may be keen for consolidation in the banking sector – driven by a desire to see the country's lenders figure among the world's largest banks – but internal resistance to such changes, from bank employees and their unions in particular, continue to thwart such activity. On top of this, India's lenders are struggling with non-performing assets, which has proved a blight on their profits over the past 12 months.  

India's banks log on to digital channels

June 15, 2015

India will have 450 million digital banking customers by 2020 – a fourfold increase, say forecasters. Both public and private sector lenders are gearing up.

Financial inclusion mission targets India's unbanked

October 1, 2014

The Indian government is looking to break the cycle of poverty in the country's rural and urban areas by ensuring every household has a bank account. Rekha Gupta Menon reports on how banks are working to bring the Indian unbanked into the formal banking network.

India reshaped

Can new hands reshape India's banking sector?

July 1, 2014

Critics have long argued that the obstacles preventing further growth in the Indian banking sector – particularly among its state-owned institutions – can be eliminated by a couple of deft policy changes. The question is, will the country's new government bring about the financial sector reforms that are so badly needed?

Top 1000 World Banks 2019

Join our community

Global Risk Regulator

The Banker on Twitter