Migration to ISO 20022 is an opportunity for banks to improve operational efficiency, but it will require senior-level commitment. Christian Westerhaus reports.

Appetite and expectations for faster payments continue to build among consumer and corporate clients. Yet delivering the service – especially across borders – remains a challenge, writes Christof Hofmann of Deutsche Bank.

APIs provide an efficient way to enable third-party developers to build applications and services. Heather McKenzie reports.

The payments space is experiencing fundamental change, which is having a knock-on impact on what financial institutions and corporates now expect in the world of cash management. 

Invisible payments are transforming the physical point of sale into a zero-effort, frictionless affair. The Banker explores why banks should have a strategy for this concept. 

The case for cash is being eroded by innovations in payments and wholly digital business models, yet physical banknotes and coins persist. Is there a future for physical monetary exchange? Joy Macknight investigates.

The use of QR codes for payments has seen widespread take-up across emerging markets due to the low-tech, low-cost deployment. But will they conquer the developed markets? 

Geopolitics and technology are exerting a disruptive influence on trade finance. Latin America is not immune to the consequences – or the benefits. Lucien Chauvin reports.

While securities services have traditionally been viewed as unexciting, back-office, post-trade administrative activities, emerging technologies are giving providers an opportunity to move up the value chain. Joy Macknight reports.

As the hype around blockchain technology ebbs, real-world applications are coming to life, particularly in trade finance. Joy Macknight examines market initiatives, lessons learned and the role that blockchain could play in driving the digitalisation and growth of global trade.