Latest articles from Regulations

Angolan banks learn from their excesses

Angolan banks learn from their excesses

May 1, 2014

Angola’s banking sector has been hit by a recent rise in non-performing loans, a legacy of reckless lending in the past decade. But bankers are optimistic that the worst is over. 

European directives raise data dilemmas

April 28, 2014

The European Parliament has voted for an overhaul of outdated data protection laws, but banks are grappling with some uncertain implications

The Financial Stability Board goes snark hunting

April 28, 2014

Regulating specific risky activities in the financial sector is more useful than trying to identify systemic non-bank, non-insurance institutions.

Top banks in Japan

Japan's banks return to health, if not profitability

April 22, 2014

After years of rationalisation and restructuring following the Asian financial crisis in the 1990s, Japan's largest banks – Mitsubishi UFJ Financial Group, Mizuho and Sumitomo Mitsui Financial Group – are much healthier than their Western and Chinese counterparts, but they are still struggling to increase profitability.

Putting Iraq back on the banking map

Putting Iraq back on the banking map

April 1, 2014

After years of neglect, the Iraqi banking sector offers promise once again. Mobile banking, trade finance and infrastructure financing opportunities are proving attractive to existing lenders and the wave of new entrants looking to break into the market. But, before the tide can finally turn, there are regulatory issues that need addressing.

Dos and don'ts of fraud

Dos and don’ts of preventing fraud in a bank

April 1, 2014

The damage that a fraud investigation can wreak on a bank is already well documented, but what measures can banks take to protect themselves against such incidents and minimise the repercussions if a fraudster does slip through the net? 

A new-look Portugal

A leaner look for Portugal's banks

April 1, 2014

Portugal's banks have undergone a radical transformation in the past few years, emerging from the country's economic crisis better capitalised, leaner and more efficient than ever. Profitability, however, is yet to recover. 

Nigeria’s bad bank: here to stay

April 1, 2014

Amcon, Nigeria’s resolution vehicle set up after its 2009 financial crisis, has made a lot of progress restructuring the billions of dollars of loans it holds. But its chief executive Mustafa Chike-Obi says its work will get harder and argues against calls for it to be wound down quickly.

Competition hotting up in resurgent Kuwaiti banking sector

Competition hotting up in resurgent Kuwaiti banking sector

April 1, 2014

With performance starting to pick up again in the Kuwaiti banking sector, and strong growth potential both in the domestic market and in neighbouring Iraq, the small country is finding itself the focus of a growing number of lenders, with competition among them growing fierce.

Italys lenders pick up central bank bonus

Italy's lenders pick up central bank bonus

April 1, 2014

Following a difficult few years, Italy's banks received a windfall from the central bank after the institution revalued its share 'capital', but other eurozone lenders claim that this gives Italian players an unfair advantage in the upcoming asset quality review.

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