Latest articles from Analysis & Opinion

free
to read
Brian Caplen blog 2016

Who wants to work in a bank?

February 26, 2019

Attracting talent in the wake of the financial crisis is proving a challenge. But there are innovative ideas around, as Brian Caplen discovers.

free
to read
Brian Caplen blog 2016

Will fintechs stay the course?

February 19, 2019

Fintechs are making waves and revenues but turning a profit may take longer, even as much as 10 years. Many, writes Brian Caplen, will disappear altogether.

free
to read
Brian Caplen blog 2016

China’s slowdown: don’t blame Trump

February 12, 2019

A massive contraction in shadow banking is the reason for slower growth in China, not the developing trade war with the US. Regulators everywhere should take note, writes Brian Caplen.

free
to read
Brian Caplen blog 2016

Worry when bank returns rise

February 5, 2019

Are concerns about low return on equity based on a false assumption about the cost of capital? Adjust that and the picture improves dramatically, writes Brian Caplen.

Michael Spitz teaser

Commerzbank: on the road to digital transformation

February 1, 2019

Experimenting with emerging technologies and engaging with fintechs is how Commerzbank’s R&D unit aims to help deliver on the bank’s vision of becoming a digital enterprise, Michael Spitz, CEO of Main Incubator, tells Joy Macknight. 

Why Italy’s banking problems are Europe’s banking problems

February 1, 2019

Italy’s financial challenges are far from unique, and are in fact shared by some of its neighbours, writes Giorgio Di Giorgio of the Arcelli Centre for Monetary and Financial Studies.

Brazil needs less talk, more action

February 1, 2019

President Jair Bolsonaro of Brazil has announced that he wants to open up his country’s economy, but his government as a whole is sending mixed signals.

Time for details on climate risk

February 1, 2019

Now a talking point in financial circles, tackling climate change is an issue that demands specifics.

free
to read
Brian Caplen blog 2016

Do you read customer complaints?

January 29, 2019

A danger for CEOs of major banks is that they focus too much on the macro at the expense of the micro, writes Brian Caplen. Reading customer complaints would help them get a more balanced view.

free
to read
Brian Caplen blog 2016

Are regulators on top of shadow banks?

January 22, 2019

Where shadow banking is driving credit creation, regulators are liable to find their efforts to calm things down meeting with political resistance. India and China are both in focus, writes Brian Caplen.

The Banker on Twitter