Non-performing loans of banks in the EU increased from €363bn to €365bn between September and December 2023, according to the European Banking Authority’s risk dashboard, published this month.
The NPL ratio increased from 1.8 per cent to 1.9 per cent but remains benign, noted EBA. But despite the moderate increase, it still represents a reversal of the long-term trend of asset quality improvement, said Scope Ratings in a report published this week.
