Why having the CEO answer customer calls could help banks thrive.

A lack of regulation leaves vulnerable the 12 million people in the US who take out payday loans each year.

The elite boutique investment bank had advised on numerous market-defining deals in the past few years despite difficult market conditions, says Nick Fowler, managing director of ECM and co-head of ECM for Europe.

Despite a significant uptick in digital payment methods, cash stubbornly refuses to die and is unlikely to disappear in the foreseeable future.

Real-time payments? Expected. Frictionless payments? Par for the course. Clients today are increasingly looking for cross-border payments to be efficient, secure, and cost-effective. Banks are innovating accordingly.

HM Treasury is set to follow in Sweden’s footsteps by approving a framework to prevent a major ATM and cash exodus in the UK — in the midst of spiralling growth in digital payments.

Polly James and David Scott explore the potential impact of the proposed rules on UK banks.

Embracing digital transformation is now de rigueur for global transaction banks. This year, our winning banks are focused on delivering virtual, tailored products to meet their clients’ cash, liquidity and sustainability needs. 

While AI solutions and ISO 20022’s rollout offer some relief, the challenges to correspondent banking remain acute in an era of ever greater de-risking.

Navigating complex multi-jurisdictional mergers and acquisitions, as well as debt restructuring, is where Investec’s investment banking arm excels.