Whether or not to fully embrace APIs... It is a bold question but one that many answer strongly in the affirmative. Joy Macknight investigates whether banks are truly ready to open up their applications to the world.
Latest articles from Payments
The commercial card's new openings
December 1, 2015Commercial cards have become so much more than a piece of plastic and 16-digit number that completes a transaction. Not only are they an important payment tool in a treasurer’s kit, but also the cornerstone of a working capital management programme.
Faster payments: the state of play
November 2, 2015Adoption of real-time payments is accelerating rapidly, driven by regulatory pressures and the threat of non-bank competition. Joy Macknight looks at the different paths taken in the quest to future-proof domestic payments infrastructures.
Has the renminbi's internationalisation rise been thrown off course?
October 1, 2015The renminbi is now the world's fifth most popular international payment currency, and has the fourth placed Japanese yen in its sights. Financial policy reform and the introduction of new clearing centres have been crucial to this rise, but will the troubles the Chinese economy has experienced in the past few months derail its progress?
Ipagoo joins the EU dots to beat the regulators
April 1, 2015New European legislation is allowing Orwell's Ipagoo to rewrite banking by allowing customers to manage accounts in multiple countries and different currencies, the company's co-CEO tells Jane Cooper.
Is redemption in reach for FX?
April 1, 2015The foreign exchange market currently finds itself under unprecedented scrutiny. Rocked by scandals over benchmark practices and investigations into the legitimacy of certain trading practices, is the asset class doing enough to get itself back on the straight and narrow?
A new banking dilemma: making money from mobile
March 2, 2015Mobile has long been a buzzword in banking, but while bankers almost unanimously agree on the significance of the mobile platform, there is still a lot of uncertainty about how they can monetise it.
Banks tighten up their trading floor surveillance
March 2, 2015Thanks to the latest biometric and voice recognition technologies, banks are able to adopt a 'big brother' approach on the trading floor, monitoring their traders for rogue dealings and foul play.
Acquirers grapple with new payments landscape
February 2, 2015The explosion in payment choices in recent years has left consumers confused as banks struggle to keep up with the latest innovations. This has made the role of the merchant acquirer more important than ever, as Jane Cooper discovers.
Catching them while he can: what Frank Abagnale did next
January 5, 2015Frank Abagnale's story of cheque forger-turned-good guy is well documented in print and on film. His career has seen him work in partnership with 41st Parameter CEO and founder Ori Eisen. They tell Jane Cooper about their work to stay one step ahead of the cyber criminals.