Examining the banking regulations that make you mad

Reg Rage

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Basel risk weights leave banks with unequal burdens

March 26, 2012

The process of risk-weighting assets will become even more crucial to calculating bank capital adequacy under Basel III than it is already. Which is why there is growing dissent about the unexplained discrepancies between how different banks are measuring the same risks.

Fatca details get muted response

March 1, 2012

The US's Foreign Account Tax Compliance Act, or Fatca, was widely criticised when it was enacted by Congress in 2010. Newly proposed regulations have brought with them some concessions, as well as an intent among some European countries to share this approach, meaning that the act is here to stay.

Using a sledgehammer to crack a nut

February 1, 2012

In response to a request from the European Commission, a recent consultation paper from the European pensions body looks at ways the proposed Solvency II directive for insurers could be applied to occupational pensions. Many in the industry see far more problems than solutions in its application

Europe rotates the ratings messenger

January 3, 2012

New European Commission proposals to force issuers to rotate ratings agencies every three years could lead to less stable and accurate ratings.

MiFID II: an end to the reign of OTC transactions

December 1, 2011

The European Commission has published MiFID II in an attempt to shake up the financial markets. But with the EC's radical overhaul of the framework, how will it affect the over-the-counter derivatives market?

Turkey fixes a regulator that isn’t broken

November 1, 2011

Turkish financial regulators are widely credited with steering the sector successfully through the global financial crisis. So why is the government abolishing their independence?

EU divided over scope of derivatives regulation

October 3, 2011

The European Market Infrastructure Regulation is designed to bring some much-needed stability to the over-the-counter derivatives market, but disagreements about exactly what it is should cover are slowing its progress. It is looking increasingly unlikely that the EU will not meet the G-20 deadline.

Is CRD4 too far, too soon for a fragile Europe?

September 1, 2011

The European Commission has finalised its proposal on the fourth iteration of the Capital Requirements Directive. It makes the EU the first jurisdiction to pass into law the Basel III rules agreed last year. Many are worried about the impact it may have while European economies remain fragile.

Dodd-Frank Act's long arm is felt around the world

August 1, 2011

On the one-year anniversary of Dodd-Frank, much may have been achieved, but almost as many rule-making deadlines have been missed. More importantly, there are growing industry concerns that lack of agreement about how to apply the extraterritorial reach of US regulation is a problem that just will not go away.

Basel III struggles to define liquid assets

June 30, 2011

The liquidity coverage and net stable funding ratios are intended to ensure that Basel III fills the gaps left by the previous Basel accord. But defining suitable liquid assets is proving difficult.

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