There is scope for banks to make deals with customers over the use of their data, writes Brian Caplen. But some campaigners want to ban the giving up of personal data altogether.
Latest articles from Editor’s blog
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How much value does your bank destroy?
October 28, 2019The pressures on banks to overhaul their business models are growing stronger as the world economy slows down, with mid-sized banks the worst affected, writes Brian Caplen.
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Operational risk is the new frontier
October 18, 2019Credit and market risk are increasingly standardised among banks. But good operational risk management is a chance to stand out, writes Brian Caplen.
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Making money move South
October 18, 2019Debt transparency is a strong theme at the 2019 annual meetings of the IMF-World Bank in Washington but the challenges are huge, writes Brian Caplen.
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Globalisation strikes back
October 14, 2019The IMF's new managing director, Kristalina Georgieva, is out to demonstrate that the gains from globalisation outweigh the losses, writes Brian Caplen.
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We need to talk about Dave
October 8, 2019It’s one thing to protect your bank from a cyber attack by a foreign government, but is your security Dave-proof?
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Do banks still need fintechs?
October 1, 2019In the future, banks' relationships with big tech will be more important than their fintech partnerships, writes Brian Caplen.
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Is your bank frightened by the ecosystem?
September 24, 2019Open banking is spreading around the world. Banks need to do more than just tick compliance boxes if they are going to stay relevant, writes Brian Caplen.
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How PPI profits hid a cost problem
September 17, 2019Focusing on income and ignoring costs will always bring trouble in the end, as the PPI scandal in the UK revealed, writes Brian Caplen.
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Big banking profits should invite questions
September 10, 2019What the UK's PPI mis-selling scandal shows is that the source of bank profits requires careful analysis, writes Brian Caplen.