Indonesian president Joko Widodo endorses a light touch for fintechs but IMF managing director Christine Lagarde prefers a 'proportionate' approach. Brian Caplen assesses which is the best way forward.

Emerging markets will reap the greatest gains from the online economy, as shown by Indonesia’s experiences, writes Brian Caplen.

A decade after the financial crash banks are safer, but generating returns above the cost of capital is a challenge, writes Brian Caplen.

Political agendas have taken control of the Brexit negotiations. This makes a no-deal scenario more likely even though there are plenty of solutions to hand, writes Brian Caplen.

For all the talk of partnerships with fintechs, banks still need a multi-pronged digital strategy that includes a standalone operation or 'beta bank', writes Brian Caplen.  

If US president Donald Trump forces China to change its economic model, Brian Caplen says he will be doing the country a favour.

The track record of gains from mobile and cloud investments is poor. Can banks do better with AI, robotics and blockchain?

Merger talk is on the rise again in Europe. But with resistance from national regulators, Brian Caplen asks whether open banking, partnerships or digital routes are better ways to serve overseas markets and boost returns.

The American century is over. Plan for more uncertainty amid the birth pangs of the new world, writes Brian Caplen. 

Public markets have their faults, but bank profits will be hurt if issuers and investors lose confidence in them, writes Brian Caplen.