CEO visions for a new banking model will fail if more pressure is put on employees. State Bank of India is taking a different approach, as Brian Caplen discovers.

The Irish border issue shows how tortuous the Brexit process will be and how easily talks could​ collapse. Worried bankers should study a new report on what happens if there is no deal, writes Brian Caplen.

Banks have added huge staff numbers to cope with regulation and compliance. Consultants and regtech may eventually put this trend into reverse, writes Brian Caplen.

There has been talk of deregulating London to keep it competitive after Brexit. MiFID II would be a good place to start, writes Brian Caplen.

With the continuing problems of banks holding large amounts of sovereign bonds as well as high NPL levels, the prospects for completing an EU banking union are poor, writes Brian Caplen.

JPMorgan CEO Jamie Dimon is among the critics of both Bitcoin and initial coin offerings. But, properly regulated, they c​an ​be an effective way to raise capital, writes Brian Caplen.

Return on equity remains a depressing story and only those banks embracing digital have any hope of turning things around, writes Brian Caplen.

The pressures being felt in the payments industry are set to continue as banks prepare for fees to go even lower. And, as Brian Caplen writes, it is mid-sized banks that are under the biggest threat.

A survey released at Sibos 2017 shows that bankers think the industry is being driven by regulation while fintech entrepreneurs think it is all about customer expectations. There is a message here, writes Brian Caplen.

The chilling message from Sibos 2017 is that banks need to invest in their payments infrastructure without the prospect of a return, writes Brian Caplen.