Latest articles from Digital journeys

Banks race to keep pace with Mongolias growth

Banks race to keep pace with Mongolia’s growth

April 2, 2012

Mongolia’s mining industry is driving the economy’s rapid expansion and bringing challenges for local banks, which are scrambling to keep up with such dramatic rates of growth.

Banking in the 21st century

Banking in the 21st century: New? No. Improved? Yes

April 2, 2012

In banking's brave new world, nothing is really new. However, it is better.

Right place right time

Singapore's standing as GTS hub goes from strength to strength

March 1, 2012

Singapore’s strategic location in Asia is proving a boon to the city state’s transaction bankers, particularly as they seek to capture banking business from the world’s changing trade flows.

The rise of Asia’s regional banks

The rise of Asia’s regional banks

March 1, 2012

The banking industry in Asia is dynamic, with a number of mergers and acquisitions shifting the competitive landscape for the region’s players. As global financial institutions are rethinking their strategies, and China’s behemoth banks are preoccupied with a massive domestic market, Asian regional banks are being presented with a window of opportunity.

National Bank of Serbia

Serbia searching for new financing model

March 1, 2012

Corporate banking in Serbia remains under pressure from excess leverage, legal shortcomings and the absence of a capital market.

Ecobank expansion calls for core systems upgrade

Ecobank expansion calls for core systems upgrade

March 1, 2012

Ecobank's CEO Arnold Ekpe explains how the bank upgraded and centralised its core system across operations in 32 countries, boosting efficiency and saving money along the way.

Transaction banking braced for a year of further consolidation

February 1, 2012

Faced with a mass of regulatory reform and the ill-effects of the sovereign debt crisis, transaction banking is set for more change. And despite the emergence of new competitors, the competitive landscape is contracting thanks to global consolidation. The Banker speaks to some of the world's leading transaction bankers about their strategies for the coming year and beyond.

Kosovo isolation

Kosovo's banking sector finds advantages in isolation

February 1, 2012

Kosovo’s highly capitalised and liquid banking sector has benefited from its relative insulation from international markets, but its banks must develop and diversify their activities in order to put their funds to work.

Bank of America

Fee criticism brings costs quandary for US retail banks

February 1, 2012

With traditional revenue streams taking a hit as a result of new regulations, retail banks in the US face a predicament. Should they risk losing customers by increasing their fees to cover costs, or is there another strategy that will appease shareholders and customers alike?

José Olalla

BBVA's CIO reaches for the cloud

February 1, 2012

BBVA’s CIO explains how the bank is making the switch to cloud-based enterprise software and services, and why industry concerns over security are not worrying him.

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