Big data has the potential to revolutionise banks’ understanding of their customer base, allowing them to target individual business needs. But are banks ready for this new internet age?
Latest articles from Analysis & Opinion
Mauritius looks to African markets as Europe falters
December 3, 2012Mauritius, one of Africa’s most open economies, is suffering from Europe’s woes. But rather than attempting to isolate the country, its finance minister is trying to diversify its export markets and develop new industries.
Governor vows to maintain flexibility of Romania's central bank
December 3, 2012Mugur Isarescu, the governor of the National Bank of Romania, discusses Romania's tumultuous economic past, the health of its financial sector and pathways to future growth.
Central and Eastern European Stock Exchange Group united by upgrade
December 3, 2012By the end of 2013, all of the Central and Eastern European Stock Exchange Group's exchanges will have upgraded their trading systems to Xetra. Michael Buhl, joint-CEO of the Vienna Stock Exchange and CEESEG, explains the importance of centralising systems while retaining a local identity.
New Bank of England governor on the importance of being regulated
November 26, 2012The recently appointed governor of the Bank of England, Mark Carney, explains how tightening regulatory framework is essential in order to ensure economic stability.
How to spot a bank at risk of failure
November 26, 2012Bank failures, especially in emerging markets, tend to have common characteristics that resist the best efforts of regulators.
Banking needs it shadow
November 26, 2012The Financial Stability Board is looking to tighten regulation of so-called shadow banking, but conventional investment banking could be hard hit.
Germany’s ghost of crises past
November 26, 2012Despite being hugely unprofitable, the German government is reluctant to get rid of the country's regional wholesale banks, the Landesbanken.
Standing still to go backwards
November 1, 2012The fact that many financial firms still have not embraced straight-through processing shows just how difficult it is to overhaul processes and how few CIOs are willing to step up to the challenge.
UBS helps lead European dash for Tier 2
November 1, 2012European banks have given up waiting for clarity on the final form of capital regulations, and began issuing new Tier 2 hybrid bonds to strengthen their capital structures. Asian high-net-worth individuals proved a fertile source of investment, and UBS was able to combine its Asian presence and private banking expertise to exploit the opportunity.