Businesses that fail to innovate will get swallowed by the ones that do and banks that ignore customer demand for online offerings do so at their own peril.
Latest articles from Analysis & Opinion
Liquidity regulation can reduce liquidity
January 28, 2013Liquidity has the unpleasant habit of vanishing when it is needed most, and liquidity requirements for banks have the potential to make this problem work. The recent decision of the Basel Committee to broaden the set of assets eligible for the liquidity coverage ratio alleviates some of the issues – but more work is needed.
Oman hopes to open Islamic finance floodgates
January 28, 2013Oman's late introduction to Islamic finance will work in the favour of the country's bank, as they can learn from the examples of others, says HE Hamood Sangour Al-Zadjali, governor of the country's central bank.
State bail outs are still with us
January 28, 2013While regulation says that bondholders should be the ones to lose out when banks fail, the reality is that such write-downs are rarely forced.
Central banks' many shades of independence
January 28, 2013Debate is raging over the ideal degree of separation between governments and central banks.
Risk management is a tool for strategy, not just compliance
January 2, 2013While regulation provides strong impetus to improve risk management systems, banks can use it as an opportunity to improve their strategy and overall competitiveness.
Luxembourg finance minister: Europe’s need for integration
January 2, 2013Luxembourg’s finance minister, Luc Frieden, talks to Brian Caplen about solving Greece’s financial problems, the prospects for a European banking union and the need to find a balance in financial regulation.
Emilio Botín: the secret of Santander's success
January 2, 2013Emilio Botín, the chairman of Banco Santander, explains how the bank's geographical diversification and philosophy of operating standalone subsidiaries has helped it thrive during the worst years of the crisis, and stand it in good stead for the future.
Technological risk and the financial system 2.0
January 2, 2013Technology is both problem and solution for modern financial markets, but 'financial system 2.0', which will see technology used in a more responsible and rational way, will learn from lessons past.
Peru's finance minister refuses to rest on his laurels
January 2, 2013Peru is one of the fastest growing economies in South America and is making strong progress in developing its infrastructure to establish itself as a gateway between Asia and Latin America. However, its finance minister is still focused on boosting the country's prosperity and eradicating poverty.