The International Chamber of Commerce's banking commission is working to maintain a dialogue between banks, clients and regulators on keeping credit flowing to the real economy.
The Bracken column
The Bracken column is named after Brendan Bracken, the founding editor of The Banker in 1926 and chairman of the modern-day Financial Times from 1945 to 1958.
Latest articles from Bracken
Psychometric testing could help boost financial inclusion by providing an alternative method of predicting the willingness to repay among borrowers with no credit history, according to Daniel Schydlowsky of the Alliance for Financial Inclusion.
A tougher regulatory approach to individual responsibility for anti-money laundering controls could put compliance professionals in a difficult dilemma if they do not have the support of their senior executives.
The Asian Infrastructure Investment Bank has the potential to reallocate both Chinese and Western savings into projects that will boost the global economy and satisfy China's aspirations for a leadership role.
An enhanced regulatory discipline recalibrated almost two years ago, conduct risk has served as a point of confusion for firms due to the lack of prescriptive guidelines provided by the regulator. However, this is no excuse for ignoring the issue.
Secondments would provide regulators with greater expertise, but potential conflicts of interest must be carefully handled.
Executives who live with uncertainty should resist the fallacy of arithmetic precision when making investment decisions, says Georgios Samakovitis of the University of Greenwich.
Financing an infrastructure project in Africa is not for the faint-hearted, but the continent is looking for alternative ways to fill the shortfall of funding available from global banks, writes Musonda Chibwe Kapotwe of Citigroup.
The netting of swap payments against variation margin would reduce liquidity requirements in cleared transactions, according to clearing house risk expert Stephen Elliott.
Banks all over the world – many of them hit recently by fines for a multitude of reason concerning poor governance – are looking to change the culture within their organisations when it comes to risk. Without the right focus, however, only marginal improvements will be made.
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