Opportunities abound for those involved in cash management and treasury services, but banks will need to work hard to stay ahead. Writer Charlie Corbett

The realisation of the Single Euro Payments Area has been dogged by delay and now, even before SEPA Direct Debit has launched, it looks to some as though the European Commission is moving the goalposts before mandating an end-date. Frances Maguire explores whether the industry can jump this final hurdle.

Marcus Sehr, head of wholesale solutions and business development, Cash Management Financial Institutions, Deutsche Bank

With a combination of economic shocks and regulatory initiatives confronting the cash management landscape at an ever-increasing rate, client-focused innovation is the only way to ensure success, says Marcus Sehr, head of wholesale solutions and business development, Cash Management Financial Institutions at Deutsche Bank.