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The ever-changing landscape of transaction banking

The transaction banking environment is complex and constantly changing, writes Michael Imeson. Much of what is happening, such as the growth in real-time payments systems, is for the greater good. But there are dangers lurking in all areas of payments – wholesale, commercial and retail – especially in cyberspace.
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Every year at the European Banking Association’s annual conference payments professionals from all over Europe gather to discuss the main trends and concerns in their industry. 

At the 'EBAday' in Amsterdam in May, 900 delegates debated the key issues, including real-time payments, Basel III and the challenges of intraday liquidity, cyber crime and the security of payments, Single Euro Payments Area 2, trends in global cash clearing, the role of payment disrupters and cryptocurrencies.

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