Latest articles from Comment

PSD2 flaws show a rethink is needed on data sharing

February 27, 2017

The new EU Payment Services Directive for banks to share customers’ data with other companies is fraught with unmitigated risks surrounding consent, security and liability, argues Chris Skinner.

Too little, too late... Have banks missed the digital drive?

February 1, 2017

Cloud-based technology is enabling the cheaper creation and development of businesses via APIs – and regulators are keen for banks to get on board the efficiency bandwagon, writes Chris Skinner.

Bridget van Kralingen teaser

Bridget Van Kralingen: the collaborative solution to regulatory compliance

January 3, 2017

New technologies, such as cloud, cognitive computing and blockchain, look to radically change the role of the regulator and drive down the cost of compliance for banks. 

Simplicity, design, analytics, experience: the keys to 'going digital'

January 1, 2017

A little less complexity and a lot more contextual commerce could take digital banking in the right direction.

How data can be used internally to prevent staff going 'rogue'

October 1, 2016

Banks can avoid 'rogue' behaviour by their employees by repurposing the technology already used for customer data to monitor staff exposures. Chris Skinner explains.

The brave and brilliant new world of Fintech 3.0

August 30, 2016

Banks have learned that when it comes to fintech, if you can't beat them, join them, says Chris Skinner.

Is the future trader a robot?

July 25, 2016

Markets run by computer can only approach perfection rather than reach it: humans will always be on hand to mess things up, writes Chris Skinner.

Why London is leading the regtech race

July 1, 2016

Regtech, the younger brother of fintech, is a hot topic within the UK, but other countries are struggling to follow suit. Chris Skinner explains why.

The madness of blockchain

May 2, 2016

It is worth tuning out the white noise surrounding blockchain because real change is in the works – provided everyone understands what it involves.

The fintech generation game

April 1, 2016

Fintech companies are an odd mix of 'boomers' that tend to have the financial knowledge, and 'millennials' that bring the technological expertise. The success of such a company, however, seems to depend on how the two mix.

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