Latest articles from Comment

The financial model with youth on its side

May 2, 2017

While Western banks are struggling with decades-old systems, growth economies and emerging markets are building their future on mobile, says Chris Skinner.

How fit is your bank for inevitable change?

April 3, 2017

The financial marketplace is changing rapidly: it’s all based upon apps, application programming interfaces and analytics. But some banks remain blissfully ignorant of what is ahead, says Chris Skinner.

PSD2 flaws show a rethink is needed on data sharing

February 27, 2017

The new EU Payment Services Directive for banks to share customers’ data with other companies is fraught with unmitigated risks surrounding consent, security and liability, argues Chris Skinner.

Too little, too late... Have banks missed the digital drive?

February 1, 2017

Cloud-based technology is enabling the cheaper creation and development of businesses via APIs – and regulators are keen for banks to get on board the efficiency bandwagon, writes Chris Skinner.

Bridget van Kralingen teaser

Bridget Van Kralingen: the collaborative solution to regulatory compliance

January 3, 2017

New technologies, such as cloud, cognitive computing and blockchain, look to radically change the role of the regulator and drive down the cost of compliance for banks. 

Simplicity, design, analytics, experience: the keys to 'going digital'

January 1, 2017

A little less complexity and a lot more contextual commerce could take digital banking in the right direction.

How data can be used internally to prevent staff going 'rogue'

October 1, 2016

Banks can avoid 'rogue' behaviour by their employees by repurposing the technology already used for customer data to monitor staff exposures. Chris Skinner explains.

The brave and brilliant new world of Fintech 3.0

August 30, 2016

Banks have learned that when it comes to fintech, if you can't beat them, join them, says Chris Skinner.

Is the future trader a robot?

July 25, 2016

Markets run by computer can only approach perfection rather than reach it: humans will always be on hand to mess things up, writes Chris Skinner.

Why London is leading the regtech race

July 1, 2016

Regtech, the younger brother of fintech, is a hot topic within the UK, but other countries are struggling to follow suit. Chris Skinner explains why.

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