What progress has the group made over the past few years?
Georges Pauget: We have achieved our financial targets in terms of cost synergies and we have achieved our targets in terms of return on equity, both globally and in each activity. That is why we consider that the period of integration of Crédit Lyonnais is now over. In terms of the group structure, we are often the number one in a particular activity in France, and in the top 10 in Europe. From time to time we are in the top 10 worldwide, but that is only in very specialised areas.