The process of risk-weighting assets will become even more crucial to calculating bank capital adequacy under Basel III than it is already. Which is why there is growing dissent about the unexplained discrepancies between how different banks are measuring the same risks.
Latest articles from Spain
Europe’s sovereign-linked issuers adapt to the new normal
The eurozone sovereign debt crisis has not just affected national treasuries, but also European supranationals and government-related entities. Philip Alexander hears from a range of larger and smaller borrowers across the eurozone and beyond.
Andorran banks forced to look further afield
Traditionally reliant on neighbour Spain for their customer base, Andorra’s banks have been forced to reassess their strategies in light of the country’s – and the rest of Europe’s – economic malaise. Instead, they are targeting the Latin American market, as well as disillusioned clients of Swiss banks, attracted to a national banking sector renowned for its discretion and stability.
Spain's big players cushioned, cajas struggle
Spain's biggest banks are shrugging off the full impact of the weak domestic economy and the collapse in the country's property market, but the country's cajas are not faring so well.
José María Roldán says don't forget Basel II
The leading member of the Basel Committee on Banking Supervision explains some of the key concepts of Basel III, and how it relates to Basel I and II. Writer Michael Imeson
Cajas shrug off stress test failure
Despite five of Spain's savings banks featuring among the seven institutions to fail the EU stress tests, the surprising results can be seen as a positive turning point in the cajas' 200-year history, with reform, consolidation and new access to foreign capital likely to strengthen their vaults. Writer Jules Stewart
Post-crisis reality bites for Spain's Cajas
Once considered one of the better-placed survivors of the financial crisis, the property bubble bursting in Spain has hit the country's savings banks hard, resulting in calls for consolidation in the sector. Writer Rodrigo Amaral
Across the board
Santander's acquisition spree has left the bank with a major IT challenge. But as José María Fuster, its CIO, explains, the bank has embraced IT integration as an all-encompassing transformation programme. Writer Wendy Atkins
Emilio Botín
The chairman of The Banker's Bank of the Year, Banco Santander, describes why the global crisis has largely bypassed his bank, and how the company's focus on customer service and efficiency will help its acquisitions across Europe, Latin America and the US to thrive.
António Horta-Osório
Abbey's CEO tells how his decision to pull the bank back from the mortgage market and transform it into a full commercial bank has helped it to thrive during the fallout of the crisis.
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