The new EU Payment Services Directive for banks to share customers’ data with other companies is fraught with unmitigated risks surrounding consent, security and liability, argues Chris Skinner.

Cloud-based technology is enabling the cheaper creation and development of businesses via APIs – and regulators are keen for banks to get on board the efficiency bandwagon, writes Chris Skinner.

Strategists are hailing the bonds-to-equity rotation – again. But it is no more likely to happen than it was the last time they told us it was imminent.

While interest rates remain low, infrastructure investment makes more sense than ever.

A little less complexity and a lot more contextual commerce could take digital banking in the right direction.

US president-elect Donald Trump may not get his wish to repeal Dodd-Frank, but he has plenty of power to appoint regulators who share his light-touch views.

China could benefit if the US makes good on its threat to pull out of Trans-Pacific Partnership by strengthening its standing in the Asia-Pacific region. But neighbours trading with the giant could risk ceding political power. 

Banks can avoid 'rogue' behaviour by their employees by repurposing the technology already used for customer data to monitor staff exposures. Chris Skinner explains.

Mobile money accounts are growing in numbers but a large proportion of them remain dormant. More must be done to integrate the e-wallet model with conventional payment systems.