Latest articles from Comment

Embracing an Open Banking future

February 26, 2018

Banks are learning that the old compliance rules no longer apply.

Boom time for Chinese banking brands

January 29, 2018

The US is losing out to China in the fight to establish lucrative, stable brands.

Fintech: the real uneven playing field

January 2, 2018

Different regions’ diverging approach to data protection and sharing is creating a disparate global fintech landscape. This lack of cohesion could lead to a host of risks for the financial sector.

Will blockchain allow banks to play the identity card?

January 2, 2018

Distributed ledger technology has the potential to become a game changer in proving identity digitally, providing greater security and privacy for individuals.

Will China keep up its regulatory crackdown?

November 27, 2017

The Chinese authorities’ regulatory clampdown has entered its next phase. Will they persist, if even the economy suffers?

Why jack-of-all-trade banks will go the way of the dinosaurs

September 25, 2017

Doing a number of things to an average standard is no longer tenable for banks. They need to jettison legacy systems and old thinking, and embrace multiple partnerships with fintechs that do one thing brilliantly – or face obsolescence. By Chris Skinner.

Embracing digital change involves thinking beyond the app

August 28, 2017

Many banking executives believe that 'going digital' begins and ends with a mobile app – but it involves much more fundamental change, writes Chris Skinner.

Make up a business case – the funding will follow

July 3, 2017

Banks love innovation but hate risk, which is why they spend so much on outside consultants. So how do you get round this and get funding for your project? With a bit of creativity, says Chris Skinner.

Infrastructure’s race against the clock

July 3, 2017

Infrastructure bonds have been around for a while but they need stronger government backing if they are to gain traction. 

China financial risk needs more than a clampdown

July 3, 2017

China is targeting high level officials and wealth management products in its assault on shadow banking. But measures only tackle the supply, not the reasons behind the demand for unregulated financing.

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