Fintech is no longer in competition with traditional banks. Instead, the sector’s evolution has opened the door to a new financial ecosystem.

Experts say different supervisory approaches mean mid-size US banks are still vulnerable to interest rate risk, while European banks remain relatively safe. But banks should set aside more capital to ensure a more resilient system.

The country is an outlier internationally, with a large proportion of AT1s held by domestic retail investors. Regulator Apra believes this would make it particularly challenging to use AT1s during the recapitalisation of a bank in resolution.

If approved, the proposals would introduce a host of new target setting, data reporting and disclosure requirements.

The assistant professor of finance at the Gillmore Centre for Financial Technology at Warwick Business School shares his views on DeFi.

Rampant APP fraud raises thorny questions on liability for banks across the globe. Where will regulators head next in their bid to tackle the scourge of scams?

The guide provides a snapshot of regulatory frameworks and licensing schemes for payments in eight Asian markets — but it is no substitute for legal advice.

Analysts warn that the proposal could have a major impact on the country’s NPL market.

Compliance teams at banks in the UK could find themselves answering to a new supervisor under government plans to beef up the nation’s defences against money-laundering and terrorism financing. 

As the Basel rules come under discussion, academics say banks need more shareholder capital because systemic banks still rely too much on debt to support their capital needs.